Episode 3 recap: Xu Ban Xia borrowed money everywhere to do business.

Chen Yu Zhou and Tong Xiao Qi drove into the fishing village to find the village chief. The village chief was busy drying kelp. Upon learning their purpose, he immediately asked for an annual rent of 200,000 yuan, with a minimum lease term of five years. Chen Yu Zhou wanted to negotiate a lower price, so he smiled and approached the village chief, even asking Tong Xiao Qi to offer cigarettes to the village chief.

Seeing that it wasn't a good brand of cigarettes, the village chief inquired about their backgrounds and learned that they were from a private enterprise. He purposely mentioned that several state-owned enterprises were also interested in that piece of land, and a meeting needed to be held to decide. Although Tong Xiao Qi had just been released from prison, he could tell that the village chief was a crafty person. He advised Chen Yu Zhou to stretch it out for a couple of days, guaranteeing that the village chief would want to lease the land.

Chen Yu Zhou criticized Tong Xiao Qi for not bringing good cigarettes, mentioning that business also required some formality. Tong Xiao Qi believed that it wasn't about the cigarettes but rather that the village chief was cunning. Back at the company, Chen Yu Zhou was busy with Guo Qi Dong's accounts. Tong Xiao Qi noticed him adding a lot of chili to his instant noodles and kindly handed him a glass of water. Unexpectedly, the water spilled onto the account books, causing Chen Yu Zhou to become angry. Fortunately, he quickly realized that his reaction was inappropriate and immediately apologized.

Xu Ban Xia called on the phone, and Tong Xiao Qi learned that Xu Ban Xia had arranged a fleet of cars for him. Though the cars were old, they could be repaired and used. This made Tong Xiao Qi happy, and he also wanted to bring his prison buddies to work as drivers.

Xu Ban Xia didn't want him to have any connection with the prison and asked him to recruit people from outside. However, Tong Xiao Qi insisted that those people were the ones he was familiar with. Xu Ban Xia took Tong Xiao Qi out to find Qiu Bi Zheng, instructing him that when they had evidence of Guo Qi Dong secretly raising funds, they shouldn't reveal everything at once but only take what they could.

Upon seeing Xu Ban Xia, Qiu Bi Zheng sent Guo Qi Dong away to order food and started to inquire about the situation. When he saw the three pieces of evidence showing that Guo Qi Dong had secretly set up a factory using the equipment that Guo Qi Dong had advised him to replace, his eyes turned red with anger.

Xu Ban Xia stated that there was even more evidence, but Qiu Bi Zheng had to lend her some money. Finally, Qiu Bi Zheng was convinced by Xu Ban Xia's argument. After all, as Xu Ban Xia pointed out, Guo Qi Dong's actions caused Qiu Bi Zheng to lose more than one million yuan in just one year. So, he decided to lend the money to Xu Ban Xia, but he wanted interest in return.

Seeing that the situation was exposed, Guo Qi Dong argued that the factory was owned by relatives. Qiu Bi Zheng didn't believe that he had no personal motives and ended up injuring Guo Qi Dong's face in anger. This made Guo Qi Dong furious, and he portrayed Xu Ban Xia's borrowing as an intentional attempt to tarnish his reputation.

Qiu Bi Zheng had a moment of doubt, considering it could be true, and Guo Qi Dong took the opportunity to resign.

Xu Ban Xia borrowed one million from Qiu Bi Zheng, but she still needed several million to reach her target amount. So, she turned her attention to Feng Yu and went to the factory to find him. However, Feng Yu's office door was tightly closed, and no one responded no matter how she knocked.

Xu Ban Xia then went inside the factory and found Feng Yu's wife. After some small talk, his wife realized that Xu Ban Xia had come to borrow money and opened the main gate for her. Only then was Xu Ban Xia able to enter. Suddenly, Feng Yu emerged from under the office desk, startling Xu Ban Xia.

Xu Ban Xia directly stated her purpose, saying that she wanted to borrow money. Feng Yu pulled down the window curtains and mysteriously took out a black bag from the top of the desk. Inside the bag was 200,000 yuan, but Feng Yu could only lend 100,000 yuan. He wanted to keep the remaining 100,000 yuan for his lover, Bao'er, to spend. The amount Xu Ban Xia was lacking was much larger than 100,000 yuan, so it wouldn't be of much help. Feng Yu then made a promise to guarantee Xu Ban Xia and borrow money from Wu Jian She on her behalf.

At that moment, Wu Jian She was busy receiving Mr. Zhao. They discussed selling all the scrap steel to Mr. Zhao after it was transported back, with Mr. Zhao required to pay a deposit in advance. Mr. Zhao readily agreed to pay ten percent as the deposit, but there was a question of how to calculate the price of the steel—after all, the price of scrap steel fluctuated.

Wu Jian She suggested calculating it based on 1,000 yuan per ton, but Mr. Zhao disagreed. He insisted on determining the price himself after the steel was delivered. Wu Jian She didn't want to be in vain, so while they were haggling, Xu Ban Xia and Feng Yu arrived. Xu Ban Xia once again asked Wu Jian She for a quota of 15,000 tons, but Wu Jian She was only willing to give 5,000 tons and asked them to step aside and not interfere.

Taking advantage of the argument between the others, Mr. Zhao quickly left, leaving Wu Jian She feeling helpless. Xu You Ren finally decided to lend money to Xu Ban Xia, but he only gave her 300,000 yuan. Not only did he want interest in return, but he also wanted Xu Ban Xia to mortgage her property to him. Xu Ban Xia refused and directly stated that she wanted to borrow 500,000 yuan. She was only willing to pay interest and couldn't mortgage her property.

The village chief insisted on a minimum rental price of 500,000 yuan for the mudflats and encouraged the villagers to stand firm on this point. Upon hearing this, Tong Xiao Qi asked Chen Yu Zhou how to pollute the mudflats, realizing that if they were contaminated, no one would want to rent them.