Episode 10 recap: The loan for Da Zhi cannot be repaid.
Chen Xin Cheng said that they were told that the permit for this batch of documents couldn't be obtained. So Sun Qian Cheng and Xiao Chang Qing continued to look for people to move in. However, the fees at the retirement center are too low, and there's not enough income to cover the expenses. Sun Qian Cheng still needs to figure out a solution for the funding.
When Da Zhi encountered trouble, he mortgaged the house his parents bought for him to the bank because he was short of money. Now, if he can't repay the money, the bank will auction off the house. Zhang Gui Rong had no choice but to inform Chen Xin Cheng about this. Sun Qian Cheng brought two dishes to Niuda Ma (a nickname), and Niuda Ma asked about the gas bill. Sun Qian Cheng honestly explained that it was calculated according to commercial rates. Niuda Ma had already guessed that it would be like this, so she didn't use it.
Furthermore, Niuda Ma deliberately let the faucet drip one drop at a time, saying that this way the water meter wouldn't count the usage. Sun Qian Cheng was used to Niuda Ma being stingy and always taking advantage, so he wasn't surprised. The three elderly folks were chatting in the pavilion when Sun Qian Cheng asked Chen Xin Cheng when the land permit would be obtained. Chen Xin Cheng gave a signal to Xiao Chang Qing, and the two of them deceived Sun Qian Cheng, saying that three households weren't enough, and at least a dozen or twenty households needed to move in.
Sun Qian Cheng started to work hard to bring people in. There were many retired employees from the Xincheng Group, and eleven households moved in just in one day. He rushed to ask Chen Xin Cheng again, and Chen Xin Cheng said that the fees at the retirement center were too low, and with the addition of entertainment, medical, and other projects, it would cost a lot of money. So Xiao Chang Qing came up with an idea, which was to persuade the group to invest money. Sun Qian Cheng strongly opposed it because he was worried that once the group invested money, they would pay more attention to this piece of land, and they wouldn't have full control anymore.
Chen Xin Cheng said that he could help manage the houses for the tenants and use these houses as collateral for bank loans. But Sun Qian Cheng still disagreed. Xiao Chang Qing and Chen Xin Cheng took the opportunity to let Sun Qian Cheng solve the money problem. Sun Qian Cheng was stimulated by their words and immediately agreed.
Later, Chen Xin Cheng brought the two individuals pretending to be land permit officials to inspect the retirement center. They had the same opinion as before, feeling that there were too few people living there. There was a comrade named Xu Gong in the group. His son contacted Chen Xin Cheng and wanted to send Xu Gong to the retirement center.
The three of them went to see Xu Gong together. On the way, Chen Xin Cheng talked about Xu Gong's story. He used to be a former technical backbone who was hit hard by the internet and suddenly turned gray overnight. Later, he submitted a retirement application and slowly faded out of everyone's sight.
Xu Gong's house is over 200 square meters, and his son is also promising, but Xu Gong's spirit and reactions are relatively poor and slow.
Chen Xin Cheng brought up the old matter again. Because Xu Gong can be considered a high-end individual, Sun Qian Cheng finally agreed to let the retirement center manage Xu Gong's house and give him certain interest and shares. However, he also emphasized that the shareholders must be strictly selected, and not everyone can become a shareholder of the retirement center.
Persuaded by his son, Xu Gong agreed to move to the retirement center. Soon, he settled in the retirement center. His busy son didn't have time to accompany him at the retirement center, so he hastily left after seeing the work information. The retirement center kept improving, but trouble arose in Chen Xin Cheng's family. His son Da Zhi borrowed money by mortgaging the house his parents bought for him to the bank in order to raise funds for a documentary. However, the documentary didn't sell, and the bank was pressuring him to repay the loan, or else they would auction off the house.
Da Zhi initially didn't want his parents to know, but the bank's call reached Zhang Gui Rong. Chen Xin Cheng hurriedly went to his son's company and went to the bank together with him. Da Zhi initially borrowed one million, and now the total amount owed, including interest, was over 1.13 million. Da Zhi wanted to borrow money online and patch up the situation, but Chen Xin Cheng asked a few questions to the bank staff and without hesitation took out his own bank card to repay the over one million debt on behalf of his son.
Da Zhi couldn't tolerate his wounded pride and didn't want to go home. Zhang Gui Rong was very worried about her son and wanted her husband to call him and ask him to come home, but Chen Xin Cheng refused, leaving Zhang Gui Rong both angry and annoyed. Da Zhi's brothers raised a hundred thousand yuan and Da Zhi returned the money to Chen Xin Cheng, along with a written IOU stating that every month's interest and repayment would be deposited into that bank account without fail.
Da Zhi's actions were driven by his spirit, but Chen Xin Cheng felt that his son was provoking him. Xiao Yue used provocative tactics and successfully diverted Chen Xin Cheng's attention and energy towards the retirement center. Chen Xin Cheng clearly stated that he would take full control of the retirement center from now on.
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